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Personal Internet Banking services are available 365 days a year and 24 hours a day, except during system maintenance and upgrades. When this occurs, a message will be displayed online when you sign on to Personal Internet Banking. You do not report a lost or stolen Password or PIN within two business days (you may be responsible for up to $500 from date of loss to date of reporting loss).
If a Bank to Bank Transfer could not be completed, HSBC and/or our service provider, upon learning that the Bank to Bank Transfer has failed, will make a reasonable effort to complete the transfer. If the Bank to Bank Transfer fails a second time, we will notify you to contact your financial institution or other provider of the relevant Account to learn more about the failure. We may disclose information about you or your transactions for our everyday business purposes, such as to process your transactions, maintain your account, respond to court orders and legal investigations, or report to credit bureaus.
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5 Under the Bill Pay 'on-time' guarantee, HSBC will bear the responsibility for any late-payment-related charges should an online bill payment arrive after its due date as long as you scheduled the transaction in accordance with the HSBC Personal Internet Banking Terms and Conditions. If Bank to Bank Transfer instructions identify a bank or beneficiary by name and account number, the relevant financial institution may execute those instructions by reference to the number only, even if the number does not correspond to the name. You understand that such financial institutions may not investigate discrepancies between names and numbers. In addition, you agree that we have no responsibility to investigate discrepancies between names and numbers. We do not undertake to notify you in such event, other than by posting any such transfer or transfers to the applicable Account in accordance with this Agreement.
You will be approved or declined for any such additional service at our sole discretion and additional terms and conditions may apply. Please ensure that you have sufficient funds to effect any Bank to Bank Transfers from your Accounts. We may at any time decline to effect any Bank to Bank Transfer that we believe may violate applicable law. Tell us AT ONCE if you believe your log on credentials have been lost or stolen, or if you believe that an electronic fund transfer has been made without your permission using information from your check or other information about your account. Also, if your monthly statement shows EFT transactions made with your log on credentials that you did not make , tell us AT ONCE. If you do not tell us within 60 days after the statement was mailed to you, you may not get back any money lost after the 60 days, if we can prove we could have stopped someone from taking the money if you had told us in time. If your email address changes at any time, you must promptly update your email address with us.
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The group, headquartered since 1996 in a modern, Avenida de Mayo high-rise, relocated in 2009 to the historic, former Banco Popular Argentino headquarters. The Plateresque building, designed by Antonio and Carlos Vilar, was completed in 1931. Located on Florida Street, it became property of Banco Roberts upon the latter's acquisition of the Banco Popular in 1996, and was transferred to HSBC Argentina upon Roberts' merger the following year.
You agree not to effect any Bank to Bank Transfers from or to an Account that are not allowed under the rules or regulations applicable to such accounts including, without limitation, rules or regulations designed to prevent the transfer of funds in violation of OFAC regulations. If online banking services weren’t working properly, and you knew about the malfunction when you started the transaction or transfer. HSBC is under no obligation to inform you if it does not complete a transfer or payment because your available balance does not have enough funds to process the transfer or payment.
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In this case, you are responsible for making alternate arrangements or rescheduling the transfer or payment within Personal Internet Banking or Mobile Banking. In the event your account does not have sufficient available balance on a future transfer or payment, a secure Message through online banking will be sent to you. 3Form 1099–INT is a statement reporting to the IRS interest income you received on checking, savings and investment accounts. HSBC Personal Internet Banking customers will not receive Form 1099–INT in the mail unless specifically requested through a secure BankMail within Personal Internet Banking. Paper versions of Form 1099–INT will continue to be sent by mail for HSBC accounts that do not qualify for online Forms 1099.
Unless indicated otherwise by the context, “linked HSBC accounts” or “linked accounts” refers to all of your accounts with HSBC or its affiliates that you have linked to Personal Internet Banking. The provisions in this section apply only to electronic funds transfers that debit or credit a consumer’s checking, savings or other asset account and are subject to the Bureau of Consumer Financial Protection’s Regulation E (“EFT”). We are not responsible for errors, delays and other problems caused by or resulting from the action or inaction of financial institutions holding the Account. Although we will try to assist you in resolving any such problems, you understand that any such errors, delays or other problems are the responsibility of the relevant financial institution. Any rights you may have against a financial institution for such errors, delays or other problems are subject to the terms of the agreements you have with such financial institution, including any time limits during which complaints must be made. You understand that we must rely on the information provided by you and you authorize us to act on any instruction which has been or reasonably appears to have been sent by you, to submit Bank to Bank Transfer instructions on your behalf.
Your use of online banking services may also be affected by the agreements between us for your linked HSBC accounts. You should review those agreements for any applicable fees, for limitations on the number of transactions you can make, and for other restrictions that might impact your use of an account with online banking services. In addition, your use of online banking services is affected by our Website Terms and Conditions, which terms are incorporated here by reference and made a part of this Agreement. HSBC is not responsible or liable if your financial institution’s system fails and we are unable to complete the transfer. Except as otherwise required by law, HSBC shall in no other event be liable for any losses and damages other than those arising from gross negligence or willful misconduct on our part or if we breach a representation or warranty of HSBC hereunder. You understand and agree that such action is reasonable for us to take in order to protect itself from loss.
For more information about our privacy and security practices and a link to our Privacy Notice go to our website at /online-privacy-statement. No HSBC or Payee employee, nor any company affiliated with HSBC, will contact you through email or phone requesting your log on credentials. If you are contacted by anyone requesting this information, please contact us immediately. We will notify you of such changes by mail, secure Messages through online banking, or notice in an HSBC Wealth Center. If you initiate any transfer of funds or bill payment through online banking after the effective date of a change, you indicate your agreement to the change. These services permit enrolled HSBC customers to perform a number of banking functions online through the use of a personal computer or, for some functions, a mobile device on accounts linked to the service, including some accounts with our affiliates, such as HSBC Securities Inc. (“HSBC Securities”).
Recurring transfers may be set up when a fixed amount is transferred at regular intervals, for example, a $100 transfer from a checking to a savings account which occurs every two weeks. Our systems and security procedures are designed to keep your personal and financial data confidential at all times. You also have a significant role to play and should adopt the practices outlined inHSBC's Security & Fraud Centerto help keep your personal and financial information protected from unauthorized use. You can bank online with confidence because HSBC is committed to safeguarding your banking information. Online Check Images - Personal Internet Banking customers with a checking account who are enrolled in the RecordCheck®service can view and print their posted checks images right online. We're here to help you manage your finances with our digital banking services on HSBC Mobile apps.
Transactions initiated by individuals with whom you share Passwords or other log on credentials to access account data or funds will be considered authorized by you. If you choose to enable fingerprint scanning on a mobile device used to log on to HSBC Mobile Banking, you should not allow anyone else's fingerprints to access your mobile device. Those individuals will be able to access your HSBC Mobile Banking App on the same device and their transactions will be considered authorized by you. Canceled checks will be retained for seven years for Washington state residents.
You acknowledge and agree that HSBC and/or our service provider own all rights in and to the Bank to Bank Transfers. You are permitted to use the Service only as expressly authorized by this Agreement. You may not copy, reproduce, distribute, or create derivative works, reverse engineer or reverse compile HSBC and/or our service provider’s Bank to Bank Transfers or any of HSBC’s and/or our service provider’s services or technology. With the Bank to Bank Transfers service, you can move money between your HSBC accounts and other financial institutions, credit unions and brokerage accounts. All registered Personal Internet Banking customers can view, download or print their eligible bank statements online. In addition, you can also view and print eligible Form 1099-INT, available after January 1 of each year.
If you choose to cancel Personal Internet Banking, any unprocessed payments will be cancelled. We recommend that you cancel any scheduled payments prior to notifying us that you are discontinuing Personal Internet Banking. HSBC will cancel any scheduled payments within two bank business days from the date we receive your request to discontinue Personal Internet Banking. For Personal Internet Banking services, our business days are Monday through Friday, excluding Federal holidays, and, for investment accounts only, stock exchange closures and holidays . In utilizing Bill Payment, you authorize us to make payments to the Payee in the manner we select, either electronically or by check.
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In the event of such suspension, you may request reinstatement of your service by contacting us using any of the methods provided for under this Agreement (see “Error Reporting and Claims,” below). We reserve the right in our sole discretion to grant or deny reinstatement of your use of the Service. In the event we agree to reinstate you, we reserve the right to, and ordinarily will, initially reinstate your Service subject to lower per-transaction and monthly dollar limits and/or with other restrictions than otherwise might be available to you. Based upon your subsequent usage of the Service, HSBC in its sole discretion may thereafter restore your ability to effect transfers subject to such higher limits as may then be in effect (see “Dollar Amount of Transfers,” above). You understand that in order to complete Bank to Bank Transfers, it is necessary for HSBC and our service provider to access the websites and databases of your bank and other institutions where you hold Accounts, as designated by you and on your behalf, to retrieve information and effect the fund transfers you request. By using the Service, you represent and warrant to us that you have the right to authorize and permit us to access your Accounts to effect such funds transfers or for any other purpose authorized by this Agreement, and you assure us that by disclosing and authorizing us to use such information you are not violating any third party rights.
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